City Comparison

Cedar Rapids vs Fayetteville

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Fayetteville

Arkansas
90
Below Average
$332,000
Median Home
$1,025/mo
Median Rent
$59,100
Median Income

The Verdict

8.9%

The cost gap between these cities is 8.9%, with Cedar Rapids being the more affordable option. A $75,000 income in Cedar Rapids has equivalent purchasing power to $82,317 in Fayetteville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
94
Fayetteville
Groceries
99
Cedar Rapids
92
Fayetteville
Utilities
95
Cedar Rapids
98
Fayetteville
Transportation
92
Cedar Rapids
95
Fayetteville
Healthcare
102
Cedar Rapids
78
Fayetteville

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $82,317 in Fayetteville.

Conversely, $75,000 in Fayetteville equals $68,333 in Cedar Rapids.

Living in Cedar Rapids vs Fayetteville

Housing Costs

Cedar Rapids's housing index of 65 is lower Fayetteville's 94, translating to median home prices of $195,000 vs $332,000. The $137,000 difference in home prices means roughly $8,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,025/mo in Fayetteville, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 92 in Fayetteville. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $437/month in Fayetteville. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 98 in Fayetteville. Monthly utility bills average approximately $380 in Cedar Rapids vs $392 in Fayetteville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 78 in Fayetteville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $59,100 in Fayetteville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $65,667 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,379/month in Fayetteville. In Cedar Rapids, median rent of $925/mo fits within this budget. In Fayetteville, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 8.9% more affordable overall with an index of 82 vs 90.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $82,317 in Fayetteville, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Fayetteville's is 94 with median homes at $332,000.

Moving & Relocation Resources

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