City Comparison

Cedar Rapids vs Durham

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Durham

North Carolina
101
Average
$340,000
Median Home
$1,400/mo
Median Rent
$57,738
Median Income

The Verdict

18.8%

Living in Cedar Rapids costs 18.8% less than Durham. To match the purchasing power of a $75,000 salary in Cedar Rapids, you would need $92,378 in Durham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
104
Durham
Groceries
99
Cedar Rapids
100
Durham
Utilities
95
Cedar Rapids
93
Durham
Transportation
92
Cedar Rapids
100
Durham
Healthcare
102
Cedar Rapids
108
Durham

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $92,378 in Durham.

Conversely, $75,000 in Durham equals $60,891 in Cedar Rapids.

Living in Cedar Rapids vs Durham

Housing Costs

Cedar Rapids's housing index of 65 is lower Durham's 104, translating to median home prices of $195,000 vs $340,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,400/mo in Durham, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 100 in Durham. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $475/month in Durham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 93 in Durham. Monthly utility bills average approximately $380 in Cedar Rapids vs $372 in Durham. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 108 in Durham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $57,738 in Durham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $57,166 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,347/month in Durham. In Cedar Rapids, median rent of $925/mo fits within this budget. In Durham, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 18.8% more affordable overall with an index of 82 vs 101.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $92,378 in Durham, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Durham's is 104 with median homes at $340,000.

Moving & Relocation Resources

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