City Comparison

Cedar Rapids vs Cleveland

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Cleveland

Ohio
87
Below Average
$100,000
Median Home
$900/mo
Median Rent
$32,053
Median Income

The Verdict

5.7%

Living in Cedar Rapids costs 5.7% less than Cleveland. To match the purchasing power of a $75,000 salary in Cedar Rapids, you would need $79,573 in Cleveland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
59
Cleveland
Groceries
99
Cedar Rapids
99
Cleveland
Utilities
95
Cedar Rapids
96
Cleveland
Transportation
92
Cedar Rapids
101
Cleveland
Healthcare
102
Cedar Rapids
96
Cleveland

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $79,573 in Cleveland.

Conversely, $75,000 in Cleveland equals $70,690 in Cedar Rapids.

Living in Cedar Rapids vs Cleveland

Housing Costs

Cedar Rapids's housing index of 65 is higher Cleveland's 59, translating to median home prices of $195,000 vs $100,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $900/mo in Cleveland, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 99 in Cleveland. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $470/month in Cleveland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 96 in Cleveland. Monthly utility bills average approximately $380 in Cedar Rapids vs $384 in Cleveland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 96 in Cleveland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $32,053 in Cleveland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $36,843 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $748/month in Cleveland. In Cedar Rapids, median rent of $925/mo fits within this budget. In Cleveland, median rent of $900/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 5.7% more affordable overall with an index of 82 vs 87.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $79,573 in Cleveland, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Cleveland's is 59 with median homes at $100,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases