City Comparison

Casper vs St. Paul

Cost of Living Comparison · 2026

Casper

Wyoming
95
Below Average
$265,000
Median Home
$1,000/mo
Median Rent
$70,200
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

5.0%

The cost gap between these cities is 5.0%, with Casper being the more affordable option. A $75,000 income in Casper has equivalent purchasing power to $78,947 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Casper
98
St. Paul
Groceries
96
Casper
103
St. Paul
Utilities
96
Casper
97
St. Paul
Transportation
85
Casper
108
St. Paul
Healthcare
103
Casper
105
St. Paul

Salary Equivalence

A $75,000 salary in Casper has the same purchasing power as $78,947 in St. Paul.

Conversely, $75,000 in St. Paul equals $71,250 in Casper.

Living in Casper vs St. Paul

Housing Costs

Casper's housing index of 82 is lower St. Paul's 98, translating to median home prices of $265,000 vs $260,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Casper compared to $1,300/mo in St. Paul, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 96 in Casper and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $456/month in Casper vs $489/month in St. Paul. Casper offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Casper and 97 in St. Paul. Monthly utility bills average approximately $384 in Casper vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Casper and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,200 in Casper and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,895 and $57,718 respectively. Casper residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,638/month to housing in Casper vs $1,347/month in St. Paul. In Casper, median rent of $1,000/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Casper is 5.0% more affordable overall with an index of 95 vs 100.
A $75,000 salary in Casper has equivalent purchasing power to approximately $78,947 in St. Paul, based on the cost of living difference.
Casper's housing index is 82 with median homes at $265,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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