City Comparison

Casper vs Philadelphia

Cost of Living Comparison · 2026

Casper

Wyoming
95
Below Average
$265,000
Median Home
$1,000/mo
Median Rent
$70,200
Median Income

Philadelphia

Pennsylvania
106
Above Average
$240,000
Median Home
$1,400/mo
Median Rent
$49,127
Median Income

The Verdict

10.4%

Living in Casper costs 10.4% less than Philadelphia. To match the purchasing power of a $75,000 salary in Casper, you would need $83,684 in Philadelphia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Casper
107
Philadelphia
Groceries
96
Casper
104
Philadelphia
Utilities
96
Casper
113
Philadelphia
Transportation
85
Casper
108
Philadelphia
Healthcare
103
Casper
101
Philadelphia

Salary Equivalence

A $75,000 salary in Casper has the same purchasing power as $83,684 in Philadelphia.

Conversely, $75,000 in Philadelphia equals $67,217 in Casper.

Living in Casper vs Philadelphia

Housing Costs

Casper's housing index of 82 is lower Philadelphia's 107, translating to median home prices of $265,000 vs $240,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Casper compared to $1,400/mo in Philadelphia, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 96 in Casper and 104 in Philadelphia. A household spending the national average of $475/month on groceries would pay approximately $456/month in Casper vs $494/month in Philadelphia. Casper offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Casper and 113 in Philadelphia. Monthly utility bills average approximately $384 in Casper vs $452 in Philadelphia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Casper and 101 in Philadelphia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,200 in Casper and $49,127 in Philadelphia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,895 and $46,346 respectively. Casper residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,638/month to housing in Casper vs $1,146/month in Philadelphia. In Casper, median rent of $1,000/mo fits within this budget. In Philadelphia, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Casper is 10.4% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Casper has equivalent purchasing power to approximately $83,684 in Philadelphia, based on the cost of living difference.
Casper's housing index is 82 with median homes at $265,000, while Philadelphia's is 107 with median homes at $240,000.

Moving & Relocation Resources

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