City Comparison

Casper vs Franklin

Cost of Living Comparison · 2026

Casper

Wyoming
95
Below Average
$265,000
Median Home
$1,000/mo
Median Rent
$70,200
Median Income

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

The Verdict

31.7%

Casper is 31.7% less expensive than Franklin overall. A household earning $75,000 in Casper would need approximately $109,737 in Franklin to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Casper
230
Franklin
Groceries
96
Casper
100
Franklin
Utilities
96
Casper
97
Franklin
Transportation
85
Casper
90
Franklin
Healthcare
103
Casper
91
Franklin

Salary Equivalence

A $75,000 salary in Casper has the same purchasing power as $109,737 in Franklin.

Conversely, $75,000 in Franklin equals $51,259 in Casper.

Living in Casper vs Franklin

Housing Costs

Casper's housing index of 82 is lower Franklin's 230, translating to median home prices of $265,000 vs $750,000. The $485,000 difference in home prices means roughly $31,524 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Casper compared to $1,850/mo in Franklin, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 96 in Casper and 100 in Franklin. A household spending the national average of $475/month on groceries would pay approximately $456/month in Casper vs $475/month in Franklin. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Casper and 97 in Franklin. Monthly utility bills average approximately $384 in Casper vs $388 in Franklin. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Casper and 91 in Franklin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $70,200 in Casper and $118,200 in Franklin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,895 and $85,036 respectively. Franklin residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,638/month to housing in Casper vs $2,758/month in Franklin. In Casper, median rent of $1,000/mo fits within this budget. In Franklin, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 148 index points — focus your budget analysis there.

Frequently Asked Questions

Casper is 31.7% more affordable overall with an index of 95 vs 139.
A $75,000 salary in Casper has equivalent purchasing power to approximately $109,737 in Franklin, based on the cost of living difference.
Casper's housing index is 82 with median homes at $265,000, while Franklin's is 230 with median homes at $750,000.

Moving & Relocation Resources

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