Casper vs Fort Smith
Cost of Living Comparison · 2026
Casper
Fort Smith
The Verdict
Living in Fort Smith costs 23.4% less than Casper. To match the purchasing power of a $75,000 salary in Casper, you would need $60,789 in Fort Smith.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Casper has the same purchasing power as $60,789 in Fort Smith.
Conversely, $75,000 in Fort Smith equals $92,532 in Casper.
Living in Casper vs Fort Smith
Housing Costs
Casper's housing index of 82 is higher Fort Smith's 49, translating to median home prices of $265,000 vs $155,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Casper compared to $775/mo in Fort Smith, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 96 in Casper and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $456/month in Casper vs $437/month in Fort Smith. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Casper and 95 in Fort Smith. Monthly utility bills average approximately $384 in Casper vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Casper and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $70,200 in Casper and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,895 and $58,701 respectively. Casper residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,638/month to housing in Casper vs $1,055/month in Fort Smith. In Casper, median rent of $1,000/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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