City Comparison

Casper vs Duluth

Cost of Living Comparison · 2026

Casper

Wyoming
95
Below Average
$265,000
Median Home
$1,000/mo
Median Rent
$70,200
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

11.8%

Living in Duluth costs 11.8% less than Casper. To match the purchasing power of a $75,000 salary in Casper, you would need $67,105 in Duluth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Casper
88
Duluth
Groceries
96
Casper
99
Duluth
Utilities
96
Casper
94
Duluth
Transportation
85
Casper
100
Duluth
Healthcare
103
Casper
123
Duluth

Salary Equivalence

A $75,000 salary in Casper has the same purchasing power as $67,105 in Duluth.

Conversely, $75,000 in Duluth equals $83,824 in Casper.

Living in Casper vs Duluth

Housing Costs

Casper's housing index of 82 is lower Duluth's 88, translating to median home prices of $265,000 vs $268,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Casper compared to $1,025/mo in Duluth, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 96 in Casper and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $456/month in Casper vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Casper and 94 in Duluth. Monthly utility bills average approximately $384 in Casper vs $376 in Duluth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Casper and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $70,200 in Casper and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,895 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,638/month to housing in Casper vs $1,605/month in Duluth. In Casper, median rent of $1,000/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 11.8% more affordable overall with an index of 85 vs 95.
A $75,000 salary in Casper has equivalent purchasing power to approximately $67,105 in Duluth, based on the cost of living difference.
Casper's housing index is 82 with median homes at $265,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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