Casper vs Duluth
Cost of Living Comparison · 2026
Casper
Duluth
The Verdict
Living in Duluth costs 11.8% less than Casper. To match the purchasing power of a $75,000 salary in Casper, you would need $67,105 in Duluth.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Casper has the same purchasing power as $67,105 in Duluth.
Conversely, $75,000 in Duluth equals $83,824 in Casper.
Living in Casper vs Duluth
Housing Costs
Casper's housing index of 82 is lower Duluth's 88, translating to median home prices of $265,000 vs $268,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Casper compared to $1,025/mo in Duluth, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 96 in Casper and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $456/month in Casper vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Casper and 94 in Duluth. Monthly utility bills average approximately $384 in Casper vs $376 in Duluth. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Casper and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $70,200 in Casper and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,895 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,638/month to housing in Casper vs $1,605/month in Duluth. In Casper, median rent of $1,000/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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