City Comparison

Cary vs Winston-Salem

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

26.2%

Living in Winston-Salem costs 26.2% less than Cary. To match the purchasing power of a $75,000 salary in Cary, you would need $59,434 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
63
Winston-Salem
Groceries
101
Cary
97
Winston-Salem
Utilities
97
Cary
99
Winston-Salem
Transportation
89
Cary
94
Winston-Salem
Healthcare
113
Cary
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $59,434 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $94,643 in Cary.

Living in Cary vs Winston-Salem

Housing Costs

Cary's housing index of 152 is higher Winston-Salem's 63, translating to median home prices of $500,000 vs $250,000. The $250,000 difference in home prices means roughly $16,248 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,050/mo in Winston-Salem, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 99 in Winston-Salem. Monthly utility bills average approximately $388 in Cary vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $62,619 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,227/month in Winston-Salem. In Cary, median rent of $1,850/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 89 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 26.2% more affordable overall with an index of 84 vs 106.
A $75,000 salary in Cary has equivalent purchasing power to approximately $59,434 in Winston-Salem, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases