City Comparison

Cary vs Savannah

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

Savannah

Georgia
93
Below Average
$250,000
Median Home
$1,300/mo
Median Rent
$45,210
Median Income

The Verdict

14.0%

Living in Savannah costs 14.0% less than Cary. To match the purchasing power of a $75,000 salary in Cary, you would need $65,802 in Savannah.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
81
Savannah
Groceries
101
Cary
100
Savannah
Utilities
97
Cary
95
Savannah
Transportation
89
Cary
101
Savannah
Healthcare
113
Cary
98
Savannah

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $65,802 in Savannah.

Conversely, $75,000 in Savannah equals $85,484 in Cary.

Living in Cary vs Savannah

Housing Costs

Cary's housing index of 152 is higher Savannah's 81, translating to median home prices of $500,000 vs $250,000. The $250,000 difference in home prices means roughly $16,248 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,300/mo in Savannah, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 100 in Savannah. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $475/month in Savannah. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 95 in Savannah. Monthly utility bills average approximately $388 in Cary vs $380 in Savannah. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 98 in Savannah. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $45,210 in Savannah. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $48,613 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,055/month in Savannah. In Cary, median rent of $1,850/mo fits within this budget. In Savannah, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 71 index points — focus your budget analysis there.

Frequently Asked Questions

Savannah is 14.0% more affordable overall with an index of 93 vs 106.
A $75,000 salary in Cary has equivalent purchasing power to approximately $65,802 in Savannah, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while Savannah's is 81 with median homes at $250,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases