City Comparison

Cary vs Ithaca

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

Ithaca

New York
94
Below Average
$324,000
Median Home
$1,475/mo
Median Rent
$48,600
Median Income

The Verdict

12.8%

Living in Ithaca costs 12.8% less than Cary. To match the purchasing power of a $75,000 salary in Cary, you would need $66,509 in Ithaca.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
117
Ithaca
Groceries
101
Cary
103
Ithaca
Utilities
97
Cary
102
Ithaca
Transportation
89
Cary
96
Ithaca
Healthcare
113
Cary
99
Ithaca

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $66,509 in Ithaca.

Conversely, $75,000 in Ithaca equals $84,574 in Cary.

Living in Cary vs Ithaca

Housing Costs

Cary's housing index of 152 is higher Ithaca's 117, translating to median home prices of $500,000 vs $324,000. The $176,000 difference in home prices means roughly $11,436 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,475/mo in Ithaca, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 103 in Ithaca. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $489/month in Ithaca. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 102 in Ithaca. Monthly utility bills average approximately $388 in Cary vs $408 in Ithaca. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 99 in Ithaca. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $48,600 in Ithaca. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $51,702 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,134/month in Ithaca. In Cary, median rent of $1,850/mo fits within this budget. In Ithaca, median rent of $1,475/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Ithaca is 12.8% more affordable overall with an index of 94 vs 106.
A $75,000 salary in Cary has equivalent purchasing power to approximately $66,509 in Ithaca, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while Ithaca's is 117 with median homes at $324,000.

Moving & Relocation Resources

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