City Comparison

Cary vs Huntsville

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

Huntsville

Alabama
91
Below Average
$260,000
Median Home
$1,200/mo
Median Rent
$56,098
Median Income

The Verdict

16.5%

Living in Huntsville costs 16.5% less than Cary. To match the purchasing power of a $75,000 salary in Cary, you would need $64,387 in Huntsville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
79
Huntsville
Groceries
101
Cary
96
Huntsville
Utilities
97
Cary
91
Huntsville
Transportation
89
Cary
98
Huntsville
Healthcare
113
Cary
93
Huntsville

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $64,387 in Huntsville.

Conversely, $75,000 in Huntsville equals $87,363 in Cary.

Living in Cary vs Huntsville

Housing Costs

Cary's housing index of 152 is higher Huntsville's 79, translating to median home prices of $500,000 vs $260,000. The $240,000 difference in home prices means roughly $15,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,200/mo in Huntsville, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 96 in Huntsville. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $456/month in Huntsville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 91 in Huntsville. Monthly utility bills average approximately $388 in Cary vs $364 in Huntsville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 93 in Huntsville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $56,098 in Huntsville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $61,646 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,309/month in Huntsville. In Cary, median rent of $1,850/mo fits within this budget. In Huntsville, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 73 index points — focus your budget analysis there.

Frequently Asked Questions

Huntsville is 16.5% more affordable overall with an index of 91 vs 106.
A $75,000 salary in Cary has equivalent purchasing power to approximately $64,387 in Huntsville, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while Huntsville's is 79 with median homes at $260,000.

Moving & Relocation Resources

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