Cary vs Hillsboro
Cost of Living Comparison · 2026
Cary
Hillsboro
The Verdict
Cary is 17.2% less expensive than Hillsboro overall. A household earning $75,000 in Cary would need approximately $90,566 in Hillsboro to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Cary has the same purchasing power as $90,566 in Hillsboro.
Conversely, $75,000 in Hillsboro equals $62,109 in Cary.
Living in Cary vs Hillsboro
Housing Costs
Cary's housing index of 152 is lower Hillsboro's 175, translating to median home prices of $500,000 vs $533,000. The $33,000 difference in home prices means roughly $2,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,725/mo in Hillsboro, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 101 in Cary and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $513/month in Hillsboro. Cary offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Cary and 96 in Hillsboro. Monthly utility bills average approximately $388 in Cary vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 113 in Cary and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $117,400 in Cary and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $83,359 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $2,490/month in Hillsboro. In Cary, median rent of $1,850/mo fits within this budget. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 37 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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