City Comparison

Cary vs High Point

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

The Verdict

26.2%

The cost gap between these cities is 26.2%, with High Point being the more affordable option. A $75,000 income in Cary has equivalent purchasing power to $59,434 in High Point.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
61
High Point
Groceries
101
Cary
96
High Point
Utilities
97
Cary
98
High Point
Transportation
89
Cary
92
High Point
Healthcare
113
Cary
101
High Point

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $59,434 in High Point.

Conversely, $75,000 in High Point equals $94,643 in Cary.

Living in Cary vs High Point

Housing Costs

Cary's housing index of 152 is higher High Point's 61, translating to median home prices of $500,000 vs $249,000. The $251,000 difference in home prices means roughly $16,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,075/mo in High Point, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $456/month in High Point. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 98 in High Point. Monthly utility bills average approximately $388 in Cary vs $392 in High Point. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $58,571 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,148/month in High Point. In Cary, median rent of $1,850/mo fits within this budget. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 91 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 26.2% more affordable overall with an index of 84 vs 106.
A $75,000 salary in Cary has equivalent purchasing power to approximately $59,434 in High Point, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while High Point's is 61 with median homes at $249,000.

Moving & Relocation Resources

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