City Comparison

Cary vs Fort Worth

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

The Verdict

11.6%

The cost gap between these cities is 11.6%, with Fort Worth being the more affordable option. A $75,000 income in Cary has equivalent purchasing power to $67,217 in Fort Worth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
87
Fort Worth
Groceries
101
Cary
96
Fort Worth
Utilities
97
Cary
99
Fort Worth
Transportation
89
Cary
106
Fort Worth
Healthcare
113
Cary
100
Fort Worth

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $67,217 in Fort Worth.

Conversely, $75,000 in Fort Worth equals $83,684 in Cary.

Living in Cary vs Fort Worth

Housing Costs

Cary's housing index of 152 is higher Fort Worth's 87, translating to median home prices of $500,000 vs $270,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,400/mo in Fort Worth, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 96 in Fort Worth. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $456/month in Fort Worth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 99 in Fort Worth. Monthly utility bills average approximately $388 in Cary vs $396 in Fort Worth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 100 in Fort Worth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $62,187 in Fort Worth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $65,460 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,451/month in Fort Worth. In Cary, median rent of $1,850/mo fits within this budget. In Fort Worth, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 65 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 11.6% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Cary has equivalent purchasing power to approximately $67,217 in Fort Worth, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while Fort Worth's is 87 with median homes at $270,000.

Moving & Relocation Resources

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