City Comparison

Cary vs Fort Lauderdale

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

The Verdict

13.1%

Living in Cary costs 13.1% less than Fort Lauderdale. To match the purchasing power of a $75,000 salary in Cary, you would need $86,321 in Fort Lauderdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
155
Fort Lauderdale
Groceries
101
Cary
106
Fort Lauderdale
Utilities
97
Cary
96
Fort Lauderdale
Transportation
89
Cary
108
Fort Lauderdale
Healthcare
113
Cary
99
Fort Lauderdale

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $86,321 in Fort Lauderdale.

Conversely, $75,000 in Fort Lauderdale equals $65,164 in Cary.

Living in Cary vs Fort Lauderdale

Housing Costs

Cary's housing index of 152 is lower Fort Lauderdale's 155, translating to median home prices of $500,000 vs $380,000. The $120,000 difference in home prices means roughly $7,800 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $2,000/mo in Fort Lauderdale, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 106 in Fort Lauderdale. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $504/month in Fort Lauderdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 96 in Fort Lauderdale. Monthly utility bills average approximately $388 in Cary vs $384 in Fort Lauderdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 99 in Fort Lauderdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $54,468 in Fort Lauderdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $44,646 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,271/month in Fort Lauderdale. In Cary, median rent of $1,850/mo fits within this budget. In Fort Lauderdale, median rent of $2,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Cary is 13.1% more affordable overall with an index of 106 vs 122.
A $75,000 salary in Cary has equivalent purchasing power to approximately $86,321 in Fort Lauderdale, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while Fort Lauderdale's is 155 with median homes at $380,000.

Moving & Relocation Resources

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