City Comparison

Cary vs College Station

Cost of Living Comparison · 2026

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

The Verdict

21.8%

Living in College Station costs 21.8% less than Cary. To match the purchasing power of a $75,000 salary in Cary, you would need $61,557 in College Station.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Cary
82
College Station
Groceries
101
Cary
93
College Station
Utilities
97
Cary
96
College Station
Transportation
89
Cary
85
College Station
Healthcare
113
Cary
90
College Station

Salary Equivalence

A $75,000 salary in Cary has the same purchasing power as $61,557 in College Station.

Conversely, $75,000 in College Station equals $91,379 in Cary.

Living in Cary vs College Station

Housing Costs

Cary's housing index of 152 is higher College Station's 82, translating to median home prices of $500,000 vs $314,000. The $186,000 difference in home prices means roughly $12,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Cary compared to $1,075/mo in College Station, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 101 in Cary and 93 in College Station. A household spending the national average of $475/month on groceries would pay approximately $480/month in Cary vs $442/month in College Station. College Station offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Cary and 96 in College Station. Monthly utility bills average approximately $388 in Cary vs $384 in College Station. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Cary and 90 in College Station. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $117,400 in Cary and $50,900 in College Station. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $110,755 and $58,506 respectively. Cary residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,739/month to housing in Cary vs $1,188/month in College Station. In Cary, median rent of $1,850/mo fits within this budget. In College Station, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 21.8% more affordable overall with an index of 87 vs 106.
A $75,000 salary in Cary has equivalent purchasing power to approximately $61,557 in College Station, based on the cost of living difference.
Cary's housing index is 152 with median homes at $500,000, while College Station's is 82 with median homes at $314,000.

Moving & Relocation Resources

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