City Comparison

Carson City vs Great Falls

Cost of Living Comparison · 2026

Carson City

Nevada
109
Above Average
$538,000
Median Home
$1,325/mo
Median Rent
$72,400
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

23.9%

The cost gap between these cities is 23.9%, with Great Falls being the more affordable option. A $75,000 income in Carson City has equivalent purchasing power to $60,550 in Great Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Carson City
82
Great Falls
Groceries
103
Carson City
99
Great Falls
Utilities
82
Carson City
90
Great Falls
Transportation
108
Carson City
95
Great Falls
Healthcare
95
Carson City
92
Great Falls

Salary Equivalence

A $75,000 salary in Carson City has the same purchasing power as $60,550 in Great Falls.

Conversely, $75,000 in Great Falls equals $92,898 in Carson City.

Living in Carson City vs Great Falls

Housing Costs

Carson City's housing index of 135 is higher Great Falls's 82, translating to median home prices of $538,000 vs $325,000. The $213,000 difference in home prices means roughly $13,848 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Carson City compared to $1,050/mo in Great Falls, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 103 in Carson City and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $489/month in Carson City vs $470/month in Great Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Carson City and 90 in Great Falls. Monthly utility bills average approximately $328 in Carson City vs $360 in Great Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Carson City and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $72,400 in Carson City and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,422 and $63,409 respectively. Carson City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,689/month to housing in Carson City vs $1,302/month in Great Falls. In Carson City, median rent of $1,325/mo fits within this budget. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 23.9% more affordable overall with an index of 88 vs 109.
A $75,000 salary in Carson City has equivalent purchasing power to approximately $60,550 in Great Falls, based on the cost of living difference.
Carson City's housing index is 135 with median homes at $538,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

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