City Comparison

Carson City vs Clarksville

Cost of Living Comparison · 2026

Carson City

Nevada
109
Above Average
$538,000
Median Home
$1,325/mo
Median Rent
$72,400
Median Income

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

The Verdict

22.5%

Living in Clarksville costs 22.5% less than Carson City. To match the purchasing power of a $75,000 salary in Carson City, you would need $61,239 in Clarksville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Carson City
91
Clarksville
Groceries
103
Carson City
100
Clarksville
Utilities
82
Carson City
103
Clarksville
Transportation
108
Carson City
91
Clarksville
Healthcare
95
Carson City
93
Clarksville

Salary Equivalence

A $75,000 salary in Carson City has the same purchasing power as $61,239 in Clarksville.

Conversely, $75,000 in Clarksville equals $91,854 in Carson City.

Living in Carson City vs Clarksville

Housing Costs

Carson City's housing index of 135 is higher Clarksville's 91, translating to median home prices of $538,000 vs $304,000. The $234,000 difference in home prices means roughly $15,216 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Carson City compared to $1,225/mo in Clarksville, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 103 in Carson City and 100 in Clarksville. A household spending the national average of $475/month on groceries would pay approximately $489/month in Carson City vs $475/month in Clarksville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Carson City and 103 in Clarksville. Monthly utility bills average approximately $328 in Carson City vs $412 in Clarksville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 95 in Carson City and 93 in Clarksville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $72,400 in Carson City and $63,700 in Clarksville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,422 and $71,573 respectively. Clarksville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,689/month to housing in Carson City vs $1,486/month in Clarksville. In Carson City, median rent of $1,325/mo fits within this budget. In Clarksville, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.

Frequently Asked Questions

Clarksville is 22.5% more affordable overall with an index of 89 vs 109.
A $75,000 salary in Carson City has equivalent purchasing power to approximately $61,239 in Clarksville, based on the cost of living difference.
Carson City's housing index is 135 with median homes at $538,000, while Clarksville's is 91 with median homes at $304,000.

Moving & Relocation Resources

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