Carmel vs Sugar Land

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Carmel has the same purchasing power as $77,830 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $72,273 in Carmel.

Living in Carmel vs Sugar Land

Housing Costs

Carmel's housing index of 134 is higher Sugar Land's 128, translating to median home prices of $478,000 vs $456,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Carmel compared to $1,625/mo in Sugar Land, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 100 in Carmel and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $475/month in Carmel vs $470/month in Sugar Land. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Carmel and 96 in Sugar Land. Monthly utility bills average approximately $388 in Carmel vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in Carmel and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $141,500 in Carmel and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $133,491 and $116,727 respectively. Carmel residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,302/month to housing in Carmel vs $2,996/month in Sugar Land. In Carmel, median rent of $1,700/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 7 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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