Carmel vs Kissimmee
Cost of Living Comparison · 2026
Carmel
Kissimmee
The Verdict
Kissimmee is 5.0% less expensive than Carmel overall. A household earning $75,000 in Carmel would need approximately $71,462 in Kissimmee to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Carmel has the same purchasing power as $71,462 in Kissimmee.
Conversely, $75,000 in Kissimmee equals $78,713 in Carmel.
Living in Carmel vs Kissimmee
Housing Costs
Carmel's housing index of 134 is higher Kissimmee's 111, translating to median home prices of $478,000 vs $365,000. The $113,000 difference in home prices means roughly $7,344 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Carmel compared to $1,425/mo in Kissimmee, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 100 in Carmel and 100 in Kissimmee. A household spending the national average of $475/month on groceries would pay approximately $475/month in Carmel vs $475/month in Kissimmee. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Carmel and 88 in Kissimmee. Monthly utility bills average approximately $388 in Carmel vs $352 in Kissimmee. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 89 in Carmel and 90 in Kissimmee. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $141,500 in Carmel and $51,300 in Kissimmee. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $133,491 and $50,792 respectively. Carmel residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,302/month to housing in Carmel vs $1,197/month in Kissimmee. In Carmel, median rent of $1,700/mo fits within this budget. In Kissimmee, median rent of $1,425/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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