City Comparison

Carmel vs Kenosha

Cost of Living Comparison · 2026

Carmel

Indiana
106
Above Average
$478,000
Median Home
$1,700/mo
Median Rent
$141,500
Median Income

Kenosha

Wisconsin
91
Below Average
$275,000
Median Home
$1,250/mo
Median Rent
$68,900
Median Income

The Verdict

16.5%

The cost gap between these cities is 16.5%, with Kenosha being the more affordable option. A $75,000 income in Carmel has equivalent purchasing power to $64,387 in Kenosha.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
134
Carmel
82
Kenosha
Groceries
100
Carmel
99
Kenosha
Utilities
97
Carmel
95
Kenosha
Transportation
97
Carmel
103
Kenosha
Healthcare
89
Carmel
96
Kenosha

Salary Equivalence

A $75,000 salary in Carmel has the same purchasing power as $64,387 in Kenosha.

Conversely, $75,000 in Kenosha equals $87,363 in Carmel.

Living in Carmel vs Kenosha

Housing Costs

Carmel's housing index of 134 is higher Kenosha's 82, translating to median home prices of $478,000 vs $275,000. The $203,000 difference in home prices means roughly $13,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Carmel compared to $1,250/mo in Kenosha, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 100 in Carmel and 99 in Kenosha. A household spending the national average of $475/month on groceries would pay approximately $475/month in Carmel vs $470/month in Kenosha. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Carmel and 95 in Kenosha. Monthly utility bills average approximately $388 in Carmel vs $380 in Kenosha. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in Carmel and 96 in Kenosha. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $141,500 in Carmel and $68,900 in Kenosha. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $133,491 and $75,714 respectively. Carmel residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,302/month to housing in Carmel vs $1,608/month in Kenosha. In Carmel, median rent of $1,700/mo fits within this budget. In Kenosha, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Kenosha is 16.5% more affordable overall with an index of 91 vs 106.
A $75,000 salary in Carmel has equivalent purchasing power to approximately $64,387 in Kenosha, based on the cost of living difference.
Carmel's housing index is 134 with median homes at $478,000, while Kenosha's is 82 with median homes at $275,000.

Moving & Relocation Resources

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