Carmel vs Hattiesburg

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Carmel has the same purchasing power as $54,481 in Hattiesburg.

Conversely, $75,000 in Hattiesburg equals $103,247 in Carmel.

Living in Carmel vs Hattiesburg

Housing Costs

Carmel's housing index of 134 is higher Hattiesburg's 52, translating to median home prices of $478,000 vs $170,000. The $308,000 difference in home prices means roughly $20,016 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Carmel compared to $875/mo in Hattiesburg, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 100 in Carmel and 97 in Hattiesburg. A household spending the national average of $475/month on groceries would pay approximately $475/month in Carmel vs $461/month in Hattiesburg. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Carmel and 93 in Hattiesburg. Monthly utility bills average approximately $388 in Carmel vs $372 in Hattiesburg. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in Carmel and 106 in Hattiesburg. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $141,500 in Carmel and $44,100 in Hattiesburg. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $133,491 and $57,273 respectively. Carmel residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,302/month to housing in Carmel vs $1,029/month in Hattiesburg. In Carmel, median rent of $1,700/mo fits within this budget. In Hattiesburg, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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