City Comparison

Cape Coral vs Kissimmee

Cost of Living Comparison · 2026

Cape Coral

Florida
104
Average
$365,000
Median Home
$1,700/mo
Median Rent
$78,100
Median Income

Kissimmee

Florida
101
Average
$365,000
Median Home
$1,425/mo
Median Rent
$51,300
Median Income

The Verdict

3.0%

The cost gap between these cities is 3.0%, with Kissimmee being the more affordable option. A $75,000 income in Cape Coral has equivalent purchasing power to $72,837 in Kissimmee.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
118
Cape Coral
111
Kissimmee
Groceries
104
Cape Coral
100
Kissimmee
Utilities
103
Cape Coral
88
Kissimmee
Transportation
107
Cape Coral
95
Kissimmee
Healthcare
111
Cape Coral
90
Kissimmee

Salary Equivalence

A $75,000 salary in Cape Coral has the same purchasing power as $72,837 in Kissimmee.

Conversely, $75,000 in Kissimmee equals $77,228 in Cape Coral.

Living in Cape Coral vs Kissimmee

Housing Costs

Cape Coral's housing index of 118 is higher Kissimmee's 111, translating to median home prices of $365,000 vs $365,000. The $0 difference in home prices means roughly $0 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Cape Coral compared to $1,425/mo in Kissimmee, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 104 in Cape Coral and 100 in Kissimmee. A household spending the national average of $475/month on groceries would pay approximately $494/month in Cape Coral vs $475/month in Kissimmee. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Cape Coral and 88 in Kissimmee. Monthly utility bills average approximately $412 in Cape Coral vs $352 in Kissimmee. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 111 in Cape Coral and 90 in Kissimmee. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $78,100 in Cape Coral and $51,300 in Kissimmee. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,096 and $50,792 respectively. Cape Coral residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,822/month to housing in Cape Coral vs $1,197/month in Kissimmee. In Cape Coral, median rent of $1,700/mo fits within this budget. In Kissimmee, median rent of $1,425/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Kissimmee is 3.0% more affordable overall with an index of 101 vs 104.
A $75,000 salary in Cape Coral has equivalent purchasing power to approximately $72,837 in Kissimmee, based on the cost of living difference.
Cape Coral's housing index is 118 with median homes at $365,000, while Kissimmee's is 111 with median homes at $365,000.

Moving & Relocation Resources

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