City Comparison

Cape Coral vs Erie

Cost of Living Comparison · 2026

Cape Coral

Florida
104
Average
$365,000
Median Home
$1,700/mo
Median Rent
$78,100
Median Income

Erie

Pennsylvania
81
Very Affordable
$165,000
Median Home
$925/mo
Median Rent
$43,400
Median Income

The Verdict

28.4%

Living in Erie costs 28.4% less than Cape Coral. To match the purchasing power of a $75,000 salary in Cape Coral, you would need $58,413 in Erie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
118
Cape Coral
55
Erie
Groceries
104
Cape Coral
97
Erie
Utilities
103
Cape Coral
109
Erie
Transportation
107
Cape Coral
113
Erie
Healthcare
111
Cape Coral
89
Erie

Salary Equivalence

A $75,000 salary in Cape Coral has the same purchasing power as $58,413 in Erie.

Conversely, $75,000 in Erie equals $96,296 in Cape Coral.

Living in Cape Coral vs Erie

Housing Costs

Cape Coral's housing index of 118 is higher Erie's 55, translating to median home prices of $365,000 vs $165,000. The $200,000 difference in home prices means roughly $12,996 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Cape Coral compared to $925/mo in Erie, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 104 in Cape Coral and 97 in Erie. A household spending the national average of $475/month on groceries would pay approximately $494/month in Cape Coral vs $461/month in Erie. Erie offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Cape Coral and 109 in Erie. Monthly utility bills average approximately $412 in Cape Coral vs $436 in Erie. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 111 in Cape Coral and 89 in Erie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $78,100 in Cape Coral and $43,400 in Erie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,096 and $53,580 respectively. Cape Coral residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,822/month to housing in Cape Coral vs $1,013/month in Erie. In Cape Coral, median rent of $1,700/mo fits within this budget. In Erie, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.

Frequently Asked Questions

Erie is 28.4% more affordable overall with an index of 81 vs 104.
A $75,000 salary in Cape Coral has equivalent purchasing power to approximately $58,413 in Erie, based on the cost of living difference.
Cape Coral's housing index is 118 with median homes at $365,000, while Erie's is 55 with median homes at $165,000.

Moving & Relocation Resources

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