City Comparison

Cape Coral vs College Station

Cost of Living Comparison · 2026

Cape Coral

Florida
104
Average
$365,000
Median Home
$1,700/mo
Median Rent
$78,100
Median Income

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

The Verdict

19.5%

The cost gap between these cities is 19.5%, with College Station being the more affordable option. A $75,000 income in Cape Coral has equivalent purchasing power to $62,740 in College Station.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
118
Cape Coral
82
College Station
Groceries
104
Cape Coral
93
College Station
Utilities
103
Cape Coral
96
College Station
Transportation
107
Cape Coral
85
College Station
Healthcare
111
Cape Coral
90
College Station

Salary Equivalence

A $75,000 salary in Cape Coral has the same purchasing power as $62,740 in College Station.

Conversely, $75,000 in College Station equals $89,655 in Cape Coral.

Living in Cape Coral vs College Station

Housing Costs

Cape Coral's housing index of 118 is higher College Station's 82, translating to median home prices of $365,000 vs $314,000. The $51,000 difference in home prices means roughly $3,312 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Cape Coral compared to $1,075/mo in College Station, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 104 in Cape Coral and 93 in College Station. A household spending the national average of $475/month on groceries would pay approximately $494/month in Cape Coral vs $442/month in College Station. College Station offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Cape Coral and 96 in College Station. Monthly utility bills average approximately $412 in Cape Coral vs $384 in College Station. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 111 in Cape Coral and 90 in College Station. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $78,100 in Cape Coral and $50,900 in College Station. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,096 and $58,506 respectively. Cape Coral residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,822/month to housing in Cape Coral vs $1,188/month in College Station. In Cape Coral, median rent of $1,700/mo fits within this budget. In College Station, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 19.5% more affordable overall with an index of 87 vs 104.
A $75,000 salary in Cape Coral has equivalent purchasing power to approximately $62,740 in College Station, based on the cost of living difference.
Cape Coral's housing index is 118 with median homes at $365,000, while College Station's is 82 with median homes at $314,000.

Moving & Relocation Resources

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