City Comparison

Cambridge vs St George

Cost of Living Comparison · 2026

Cambridge

Massachusetts
178
Very Expensive
$890,000
Median Home
$3,100/mo
Median Rent
$103,154
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

61.8%

Living in St George costs 61.8% less than Cambridge. To match the purchasing power of a $75,000 salary in Cambridge, you would need $46,348 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
280
Cambridge
144
St George
Groceries
110
Cambridge
100
St George
Utilities
126
Cambridge
87
St George
Transportation
105
Cambridge
104
St George
Healthcare
118
Cambridge
96
St George

Salary Equivalence

A $75,000 salary in Cambridge has the same purchasing power as $46,348 in St George.

Conversely, $75,000 in St George equals $121,364 in Cambridge.

Living in Cambridge vs St George

Housing Costs

Cambridge's housing index of 280 is higher St George's 144, translating to median home prices of $890,000 vs $550,000. The $340,000 difference in home prices means roughly $22,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,100/mo in Cambridge compared to $1,525/mo in St George, a monthly difference of $1,575.

Grocery & Food Costs

Grocery expenses index at 110 in Cambridge and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $523/month in Cambridge vs $475/month in St George. St George offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 126 in Cambridge and 87 in St George. Monthly utility bills average approximately $504 in Cambridge vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Cambridge and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $103,154 in Cambridge and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,952 and $65,818 respectively. St George residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,407/month to housing in Cambridge vs $1,689/month in St George. In Cambridge, median rent of $3,100/mo exceeds this threshold, suggesting renters may feel stretched. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 136 index points — focus your budget analysis there.

Frequently Asked Questions

St George is 61.8% more affordable overall with an index of 110 vs 178.
A $75,000 salary in Cambridge has equivalent purchasing power to approximately $46,348 in St George, based on the cost of living difference.
Cambridge's housing index is 280 with median homes at $890,000, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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