Cambridge vs Ogden
Cost of Living Comparison · 2026
Cambridge
Ogden
The Verdict
Ogden is 66.4% less expensive than Cambridge overall. A household earning $75,000 in Cambridge would need approximately $45,084 in Ogden to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Cambridge has the same purchasing power as $45,084 in Ogden.
Conversely, $75,000 in Ogden equals $124,766 in Cambridge.
Living in Cambridge vs Ogden
Housing Costs
Cambridge's housing index of 280 is higher Ogden's 112, translating to median home prices of $890,000 vs $385,000. The $505,000 difference in home prices means roughly $32,820 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,100/mo in Cambridge compared to $1,250/mo in Ogden, a monthly difference of $1,850.
Grocery & Food Costs
Grocery expenses index at 110 in Cambridge and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $523/month in Cambridge vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $1032/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 126 in Cambridge and 80 in Ogden. Monthly utility bills average approximately $504 in Cambridge vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Cambridge and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $103,154 in Cambridge and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,952 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,407/month to housing in Cambridge vs $1,636/month in Ogden. In Cambridge, median rent of $3,100/mo exceeds this threshold, suggesting renters may feel stretched. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 168 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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