Side-by-side cost of living comparison for 2026
28% cheaper
Naples is 28% more affordable than Cambridge. A $75,000 salary in Cambridge is equivalent to $53,933 in Naples.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Massachusetts salaries · Florida salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cambridge has a housing index of 280 while Naples sits at 180 (national average = 100). The median home in Cambridge costs $890,000 compared to $520,000 in Naples, a difference of $370,000. Monthly rent follows a similar pattern: $3,100 in Cambridge versus $2,100 in Naples.
Groceries and everyday expenses show a narrower gap: Cambridge scores 110 while Naples scores 106.
Healthcare costs in Cambridge (118) are higher than Naples (98).
Median household income in Cambridge is $103,154 compared to $72,178 in Naples. When adjusted for cost of living, income goes further in Naples.
Amazon affiliate links