City Comparison

Cambridge vs Meridian

Cost of Living Comparison · 2026

Cambridge

Massachusetts
178
Very Expensive
$890,000
Median Home
$3,100/mo
Median Rent
$103,154
Median Income

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

The Verdict

48.3%

The cost gap between these cities is 48.3%, with Meridian being the more affordable option. A $75,000 income in Cambridge has equivalent purchasing power to $50,562 in Meridian.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
280
Cambridge
154
Meridian
Groceries
110
Cambridge
104
Meridian
Utilities
126
Cambridge
86
Meridian
Transportation
105
Cambridge
113
Meridian
Healthcare
118
Cambridge
103
Meridian

Salary Equivalence

A $75,000 salary in Cambridge has the same purchasing power as $50,562 in Meridian.

Conversely, $75,000 in Meridian equals $111,250 in Cambridge.

Living in Cambridge vs Meridian

Housing Costs

Cambridge's housing index of 280 is higher Meridian's 154, translating to median home prices of $890,000 vs $509,000. The $381,000 difference in home prices means roughly $24,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,100/mo in Cambridge compared to $1,725/mo in Meridian, a monthly difference of $1,375.

Grocery & Food Costs

Grocery expenses index at 110 in Cambridge and 104 in Meridian. A household spending the national average of $475/month on groceries would pay approximately $523/month in Cambridge vs $494/month in Meridian. Meridian offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 126 in Cambridge and 86 in Meridian. Monthly utility bills average approximately $504 in Cambridge vs $344 in Meridian. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Cambridge and 103 in Meridian. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $103,154 in Cambridge and $99,700 in Meridian. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,952 and $83,083 respectively. Meridian residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,407/month to housing in Cambridge vs $2,326/month in Meridian. In Cambridge, median rent of $3,100/mo exceeds this threshold, suggesting renters may feel stretched. In Meridian, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 126 index points — focus your budget analysis there.

Frequently Asked Questions

Meridian is 48.3% more affordable overall with an index of 120 vs 178.
A $75,000 salary in Cambridge has equivalent purchasing power to approximately $50,562 in Meridian, based on the cost of living difference.
Cambridge's housing index is 280 with median homes at $890,000, while Meridian's is 154 with median homes at $509,000.

Moving & Relocation Resources

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