City Comparison

Cambridge vs Gresham

Cost of Living Comparison · 2026

Cambridge

Massachusetts
178
Very Expensive
$890,000
Median Home
$3,100/mo
Median Rent
$103,154
Median Income

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

The Verdict

39.1%

The cost gap between these cities is 39.1%, with Gresham being the more affordable option. A $75,000 income in Cambridge has equivalent purchasing power to $53,933 in Gresham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
280
Cambridge
172
Gresham
Groceries
110
Cambridge
101
Gresham
Utilities
126
Cambridge
96
Gresham
Transportation
105
Cambridge
126
Gresham
Healthcare
118
Cambridge
103
Gresham

Salary Equivalence

A $75,000 salary in Cambridge has the same purchasing power as $53,933 in Gresham.

Conversely, $75,000 in Gresham equals $104,297 in Cambridge.

Living in Cambridge vs Gresham

Housing Costs

Cambridge's housing index of 280 is higher Gresham's 172, translating to median home prices of $890,000 vs $459,000. The $431,000 difference in home prices means roughly $28,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,100/mo in Cambridge compared to $1,450/mo in Gresham, a monthly difference of $1,650.

Grocery & Food Costs

Grocery expenses index at 110 in Cambridge and 101 in Gresham. A household spending the national average of $475/month on groceries would pay approximately $523/month in Cambridge vs $480/month in Gresham. Gresham offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 126 in Cambridge and 96 in Gresham. Monthly utility bills average approximately $504 in Cambridge vs $384 in Gresham. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Cambridge and 103 in Gresham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $103,154 in Cambridge and $69,600 in Gresham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,952 and $54,375 respectively. Cambridge residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,407/month to housing in Cambridge vs $1,624/month in Gresham. In Cambridge, median rent of $3,100/mo exceeds this threshold, suggesting renters may feel stretched. In Gresham, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 108 index points — focus your budget analysis there.

Frequently Asked Questions

Gresham is 39.1% more affordable overall with an index of 128 vs 178.
A $75,000 salary in Cambridge has equivalent purchasing power to approximately $53,933 in Gresham, based on the cost of living difference.
Cambridge's housing index is 280 with median homes at $890,000, while Gresham's is 172 with median homes at $459,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases