Side-by-side cost of living comparison for 2026
35% cheaper
Eugene is 35% more affordable than Cambridge. A $75,000 salary in Cambridge is equivalent to $48,455 in Eugene.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Massachusetts salaries · Oregon salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cambridge has a housing index of 280 while Eugene sits at 130 (national average = 100). The median home in Cambridge costs $890,000 compared to $380,000 in Eugene, a difference of $510,000. Monthly rent follows a similar pattern: $3,100 in Cambridge versus $1,400 in Eugene.
Groceries and everyday expenses show a notable difference: Cambridge scores 110 while Eugene scores 103.
Healthcare costs in Cambridge (118) are higher than Eugene (106).
Median household income in Cambridge is $103,154 compared to $49,448 in Eugene. When adjusted for cost of living, income goes further in Eugene.
Amazon affiliate links