๐Ÿ“Š Cost of Living Comparison

Cambridge vs Durham

Side-by-side cost of living comparison for 2026

Cambridge

Massachusetts
178
Very Expensive
$890,000
Median Home
$3,100/mo
Median Rent
$103,154
Median Income

Durham

North Carolina
101
Average
$340,000
Median Home
$1,400/mo
Median Rent
$57,738
Median Income

๐Ÿ’ก The Verdict

43% cheaper
Durham is 43% more affordable than Cambridge. A $75,000 salary in Cambridge is equivalent to $42,556 in Durham.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
280
Cambridge
104
Durham
Groceries
110
Cambridge
100
Durham
Utilities
126
Cambridge
93
Durham
Transportation
105
Cambridge
100
Durham
Healthcare
118
Cambridge
108
Durham

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$42,556
$75K in Cambridge โ†’ Durham
$132,178
$75K in Durham โ†’ Cambridge

See exact take-home pay: Massachusetts salaries ยท North Carolina salaries

Living in Cambridge vs Durham

Housing is typically the biggest factor in any cost-of-living comparison. Cambridge has a housing index of 280 while Durham sits at 104 (national average = 100). The median home in Cambridge costs $890,000 compared to $340,000 in Durham, a difference of $550,000. Monthly rent follows a similar pattern: $3,100 in Cambridge versus $1,400 in Durham.

Groceries and everyday expenses show a notable difference: Cambridge scores 110 while Durham scores 100.

Healthcare costs in Cambridge (118) are higher than Durham (108).

Median household income in Cambridge is $103,154 compared to $57,738 in Durham. When adjusted for cost of living, income goes further in Durham.

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