Cambridge vs Cranston
Cost of Living Comparison · 2026
Cambridge
Cranston
The Verdict
The cost gap between these cities is 63.3%, with Cranston being the more affordable option. A $75,000 income in Cambridge has equivalent purchasing power to $45,927 in Cranston.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Cambridge has the same purchasing power as $45,927 in Cranston.
Conversely, $75,000 in Cranston equals $122,477 in Cambridge.
Living in Cambridge vs Cranston
Housing Costs
Cambridge's housing index of 280 is higher Cranston's 135, translating to median home prices of $890,000 vs $395,000. The $495,000 difference in home prices means roughly $32,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,100/mo in Cambridge compared to $1,375/mo in Cranston, a monthly difference of $1,725.
Grocery & Food Costs
Grocery expenses index at 110 in Cambridge and 103 in Cranston. A household spending the national average of $475/month on groceries would pay approximately $523/month in Cambridge vs $489/month in Cranston. Cranston offers a meaningful advantage on everyday food costs, saving roughly $408/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 126 in Cambridge and 113 in Cranston. Monthly utility bills average approximately $504 in Cambridge vs $452 in Cranston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Cambridge and 110 in Cranston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $103,154 in Cambridge and $90,200 in Cranston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,952 and $82,752 respectively. Cranston residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,407/month to housing in Cambridge vs $2,105/month in Cranston. In Cambridge, median rent of $3,100/mo exceeds this threshold, suggesting renters may feel stretched. In Cranston, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 145 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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