Side-by-side cost of living comparison for 2026
49% cheaper
Cincinnati is 49% more affordable than Cambridge. A $75,000 salary in Cambridge is equivalent to $38,343 in Cincinnati.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Massachusetts salaries · Ohio salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cambridge has a housing index of 280 while Cincinnati sits at 76 (national average = 100). The median home in Cambridge costs $890,000 compared to $195,000 in Cincinnati, a difference of $695,000. Monthly rent follows a similar pattern: $3,100 in Cambridge versus $1,100 in Cincinnati.
Groceries and everyday expenses show a notable difference: Cambridge scores 110 while Cincinnati scores 99.
Healthcare costs in Cambridge (118) are higher than Cincinnati (96).
Median household income in Cambridge is $103,154 compared to $44,003 in Cincinnati. When adjusted for cost of living, income goes further in Cincinnati.
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