City Comparison

Burlington vs Rapid City

Cost of Living Comparison · 2026

Burlington

Vermont
118
Above Average
$380,000
Median Home
$1,800/mo
Median Rent
$51,098
Median Income

Rapid City

South Dakota
98
Average
$325,000
Median Home
$1,100/mo
Median Rent
$70,900
Median Income

The Verdict

20.4%

The cost gap between these cities is 20.4%, with Rapid City being the more affordable option. A $75,000 income in Burlington has equivalent purchasing power to $62,288 in Rapid City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
139
Burlington
91
Rapid City
Groceries
108
Burlington
102
Rapid City
Utilities
115
Burlington
87
Rapid City
Transportation
98
Burlington
102
Rapid City
Healthcare
116
Burlington
107
Rapid City

Salary Equivalence

A $75,000 salary in Burlington has the same purchasing power as $62,288 in Rapid City.

Conversely, $75,000 in Rapid City equals $90,306 in Burlington.

Living in Burlington vs Rapid City

Housing Costs

Burlington's housing index of 139 is higher Rapid City's 91, translating to median home prices of $380,000 vs $325,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Burlington compared to $1,100/mo in Rapid City, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 108 in Burlington and 102 in Rapid City. A household spending the national average of $475/month on groceries would pay approximately $513/month in Burlington vs $485/month in Rapid City. Rapid City offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Burlington and 87 in Rapid City. Monthly utility bills average approximately $460 in Burlington vs $348 in Rapid City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Burlington and 107 in Rapid City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,098 in Burlington and $70,900 in Rapid City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,303 and $72,347 respectively. Rapid City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,192/month to housing in Burlington vs $1,654/month in Rapid City. In Burlington, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Rapid City, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Rapid City is 20.4% more affordable overall with an index of 98 vs 118.
A $75,000 salary in Burlington has equivalent purchasing power to approximately $62,288 in Rapid City, based on the cost of living difference.
Burlington's housing index is 139 with median homes at $380,000, while Rapid City's is 91 with median homes at $325,000.

Moving & Relocation Resources

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