City Comparison

Burlington vs Palm Bay

Cost of Living Comparison · 2026

Burlington

Vermont
118
Above Average
$380,000
Median Home
$1,800/mo
Median Rent
$51,098
Median Income

Palm Bay

Florida
96
Average
$315,000
Median Home
$1,600/mo
Median Rent
$72,600
Median Income

The Verdict

22.9%

Living in Palm Bay costs 22.9% less than Burlington. To match the purchasing power of a $75,000 salary in Burlington, you would need $61,017 in Palm Bay.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
139
Burlington
90
Palm Bay
Groceries
108
Burlington
101
Palm Bay
Utilities
115
Burlington
97
Palm Bay
Transportation
98
Burlington
102
Palm Bay
Healthcare
116
Burlington
93
Palm Bay

Salary Equivalence

A $75,000 salary in Burlington has the same purchasing power as $61,017 in Palm Bay.

Conversely, $75,000 in Palm Bay equals $92,188 in Burlington.

Living in Burlington vs Palm Bay

Housing Costs

Burlington's housing index of 139 is higher Palm Bay's 90, translating to median home prices of $380,000 vs $315,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Burlington compared to $1,600/mo in Palm Bay, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 108 in Burlington and 101 in Palm Bay. A household spending the national average of $475/month on groceries would pay approximately $513/month in Burlington vs $480/month in Palm Bay. Palm Bay offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Burlington and 97 in Palm Bay. Monthly utility bills average approximately $460 in Burlington vs $388 in Palm Bay. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Burlington and 93 in Palm Bay. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,098 in Burlington and $72,600 in Palm Bay. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,303 and $75,625 respectively. Palm Bay residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,192/month to housing in Burlington vs $1,694/month in Palm Bay. In Burlington, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Palm Bay, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

Palm Bay is 22.9% more affordable overall with an index of 96 vs 118.
A $75,000 salary in Burlington has equivalent purchasing power to approximately $61,017 in Palm Bay, based on the cost of living difference.
Burlington's housing index is 139 with median homes at $380,000, while Palm Bay's is 90 with median homes at $315,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases