Burlington vs Montpelier
Cost of Living Comparison · 2026
Burlington
Montpelier
The Verdict
Living in Montpelier costs 0.9% less than Burlington. To match the purchasing power of a $75,000 salary in Burlington, you would need $74,364 in Montpelier.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Burlington has the same purchasing power as $74,364 in Montpelier.
Conversely, $75,000 in Montpelier equals $75,641 in Burlington.
Living in Burlington vs Montpelier
Housing Costs
Burlington's housing index of 139 is higher Montpelier's 131, translating to median home prices of $380,000 vs $375,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Burlington compared to $1,400/mo in Montpelier, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 108 in Burlington and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $513/month in Burlington vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 115 in Burlington and 123 in Montpelier. Monthly utility bills average approximately $460 in Burlington vs $492 in Montpelier. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 116 in Burlington and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $51,098 in Burlington and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,303 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,192/month to housing in Burlington vs $1,927/month in Montpelier. In Burlington, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 9 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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