City Comparison

Burlington vs Montpelier

Cost of Living Comparison · 2026

Burlington

Vermont
118
Above Average
$380,000
Median Home
$1,800/mo
Median Rent
$51,098
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

0.9%

Living in Montpelier costs 0.9% less than Burlington. To match the purchasing power of a $75,000 salary in Burlington, you would need $74,364 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
139
Burlington
131
Montpelier
Groceries
108
Burlington
104
Montpelier
Utilities
115
Burlington
123
Montpelier
Transportation
98
Burlington
107
Montpelier
Healthcare
116
Burlington
107
Montpelier

Salary Equivalence

A $75,000 salary in Burlington has the same purchasing power as $74,364 in Montpelier.

Conversely, $75,000 in Montpelier equals $75,641 in Burlington.

Living in Burlington vs Montpelier

Housing Costs

Burlington's housing index of 139 is higher Montpelier's 131, translating to median home prices of $380,000 vs $375,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Burlington compared to $1,400/mo in Montpelier, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 108 in Burlington and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $513/month in Burlington vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Burlington and 123 in Montpelier. Monthly utility bills average approximately $460 in Burlington vs $492 in Montpelier. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 116 in Burlington and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,098 in Burlington and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,303 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,192/month to housing in Burlington vs $1,927/month in Montpelier. In Burlington, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Montpelier is 0.9% more affordable overall with an index of 117 vs 118.
A $75,000 salary in Burlington has equivalent purchasing power to approximately $74,364 in Montpelier, based on the cost of living difference.
Burlington's housing index is 139 with median homes at $380,000, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

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