๐Ÿ“Š Cost of Living Comparison

Burlington vs Miami

Side-by-side cost of living comparison for 2026

Burlington

Vermont
118
Above Average
$380,000
Median Home
$1,800/mo
Median Rent
$51,098
Median Income

Miami

Florida
127
Expensive
$450,000
Median Home
$2,200/mo
Median Rent
$44,268
Median Income

๐Ÿ’ก The Verdict

7% cheaper
Burlington is 7% more affordable than Miami. A $75,000 salary in Miami is equivalent to $69,685 in Burlington.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
139
Burlington
172
Miami
Groceries
108
Burlington
108
Miami
Utilities
115
Burlington
98
Miami
Transportation
98
Burlington
109
Miami
Healthcare
116
Burlington
99
Miami

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$80,720
$75K in Burlington โ†’ Miami
$69,685
$75K in Miami โ†’ Burlington

See exact take-home pay: Vermont salaries ยท Florida salaries

Living in Burlington vs Miami

Housing is typically the biggest factor in any cost-of-living comparison. Burlington has a housing index of 139 while Miami sits at 172 (national average = 100). The median home in Burlington costs $380,000 compared to $450,000 in Miami, a difference of $70,000. Monthly rent follows a similar pattern: $1,800 in Burlington versus $2,200 in Miami.

Groceries and everyday expenses show a narrower gap: Burlington scores 108 while Miami scores 108.

Healthcare costs in Burlington (116) are higher than Miami (99).

Median household income in Burlington is $51,098 compared to $44,268 in Miami. When adjusted for cost of living, income goes further in Burlington.

Relocating: Burlington vs Miami

If you are considering a move between Burlington (index: 118) and Miami (index: 127), the 7% cost difference has real implications for your budget. Burlington is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Burlington can afford $1,192/month, while the median household in Miami can afford $1,033/month. With median homes at $380,000 in Burlington versus $450,000 in Miami, homeownership requires above-median income in the pricier market.

Renting vs buying: At $1,800/month in Burlington and $2,200/month in Miami, renters save significantly in Burlington. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes significantly further in Burlington. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Burlington (118) vs Miami (127)

The cost of living index uses 100 as the national average. Burlington at 118 is 18% above the US average, while Miami at 127 is 27% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

The overall index is a weighted average of housing (the largest component), groceries, utilities, transportation, and healthcare. Housing typically drives the biggest differences between cities. Even when two cities have similar overall indices, their category-level costs can vary significantly โ€” one city might have expensive housing but cheap groceries, while another is the reverse. Check the category breakdown above for the full picture.

For renters: With median rents of $1,800/month in Burlington and $2,200/month in Miami, the annual rent difference is approximately $4,800. Over a 5-year period, that compounds to $24,000 in savings by choosing the more affordable city.

For homebuyers: The $70,000 difference in median home prices between Burlington and Miami translates to roughly $4,200 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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