City Comparison

Burlington vs Duluth

Cost of Living Comparison · 2026

Burlington

Vermont
118
Above Average
$380,000
Median Home
$1,800/mo
Median Rent
$51,098
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

38.8%

Duluth is 38.8% less expensive than Burlington overall. A household earning $75,000 in Burlington would need approximately $54,025 in Duluth to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
139
Burlington
88
Duluth
Groceries
108
Burlington
99
Duluth
Utilities
115
Burlington
94
Duluth
Transportation
98
Burlington
100
Duluth
Healthcare
116
Burlington
123
Duluth

Salary Equivalence

A $75,000 salary in Burlington has the same purchasing power as $54,025 in Duluth.

Conversely, $75,000 in Duluth equals $104,118 in Burlington.

Living in Burlington vs Duluth

Housing Costs

Burlington's housing index of 139 is higher Duluth's 88, translating to median home prices of $380,000 vs $268,000. The $112,000 difference in home prices means roughly $7,284 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Burlington compared to $1,025/mo in Duluth, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 108 in Burlington and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $513/month in Burlington vs $470/month in Duluth. Duluth offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Burlington and 94 in Duluth. Monthly utility bills average approximately $460 in Burlington vs $376 in Duluth. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Burlington and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $51,098 in Burlington and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,303 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,192/month to housing in Burlington vs $1,605/month in Duluth. In Burlington, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 38.8% more affordable overall with an index of 85 vs 118.
A $75,000 salary in Burlington has equivalent purchasing power to approximately $54,025 in Duluth, based on the cost of living difference.
Burlington's housing index is 139 with median homes at $380,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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