Buffalo vs Scranton
Cost of Living Comparison · 2026
Buffalo
Scranton
The Verdict
The cost gap between these cities is 3.3%, with Scranton being the more affordable option. A $75,000 income in Buffalo has equivalent purchasing power to $72,581 in Scranton.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Buffalo has the same purchasing power as $72,581 in Scranton.
Conversely, $75,000 in Scranton equals $77,500 in Buffalo.
Living in Buffalo vs Scranton
Housing Costs
Buffalo's housing index of 72 is higher Scranton's 65, translating to median home prices of $175,000 vs $195,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Buffalo compared to $1,025/mo in Scranton, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 101 in Buffalo and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $480/month in Buffalo vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Buffalo and 102 in Scranton. Monthly utility bills average approximately $428 in Buffalo vs $408 in Scranton. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 99 in Buffalo and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $40,858 in Buffalo and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,933 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $953/month to housing in Buffalo vs $1,155/month in Scranton. In Buffalo, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 9 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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