City Comparison

Buffalo vs Killeen

Cost of Living Comparison · 2026

Buffalo

New York
93
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$40,858
Median Income

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

The Verdict

10.7%

Killeen is 10.7% less expensive than Buffalo overall. A household earning $75,000 in Buffalo would need approximately $67,742 in Killeen to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Buffalo
56
Killeen
Groceries
101
Buffalo
96
Killeen
Utilities
107
Buffalo
108
Killeen
Transportation
101
Buffalo
95
Killeen
Healthcare
99
Buffalo
96
Killeen

Salary Equivalence

A $75,000 salary in Buffalo has the same purchasing power as $67,742 in Killeen.

Conversely, $75,000 in Killeen equals $83,036 in Buffalo.

Living in Buffalo vs Killeen

Housing Costs

Buffalo's housing index of 72 is higher Killeen's 56, translating to median home prices of $175,000 vs $235,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Buffalo compared to $975/mo in Killeen, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 101 in Buffalo and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $480/month in Buffalo vs $456/month in Killeen. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Buffalo and 108 in Killeen. Monthly utility bills average approximately $428 in Buffalo vs $432 in Killeen. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Buffalo and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $40,858 in Buffalo and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,933 and $67,143 respectively. Killeen residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $953/month to housing in Buffalo vs $1,316/month in Killeen. In Buffalo, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 10.7% more affordable overall with an index of 84 vs 93.
A $75,000 salary in Buffalo has equivalent purchasing power to approximately $67,742 in Killeen, based on the cost of living difference.
Buffalo's housing index is 72 with median homes at $175,000, while Killeen's is 56 with median homes at $235,000.

Moving & Relocation Resources

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