City Comparison

Brownsville vs Santa Fe

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

The Verdict

35.9%

Living in Brownsville costs 35.9% less than Santa Fe. To match the purchasing power of a $75,000 salary in Brownsville, you would need $117,000 in Santa Fe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
153
Santa Fe
Groceries
87
Brownsville
103
Santa Fe
Utilities
79
Brownsville
96
Santa Fe
Transportation
84
Brownsville
99
Santa Fe
Healthcare
92
Brownsville
95
Santa Fe

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $117,000 in Santa Fe.

Conversely, $75,000 in Santa Fe equals $48,077 in Brownsville.

Living in Brownsville vs Santa Fe

Housing Costs

Brownsville's housing index of 58 is lower Santa Fe's 153, translating to median home prices of $155,000 vs $480,000. The $325,000 difference in home prices means roughly $21,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,600/mo in Santa Fe, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $489/month in Santa Fe. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 96 in Santa Fe. Monthly utility bills average approximately $316 in Brownsville vs $384 in Santa Fe. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $52,976 respectively. Brownsville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,446/month in Santa Fe. In Brownsville, median rent of $875/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 95 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 35.9% more affordable overall with an index of 75 vs 117.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $117,000 in Santa Fe, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Santa Fe's is 153 with median homes at $480,000.

Moving & Relocation Resources

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