⚖️ City Comparison

Brownsville vs Sacramento

Cost of Living Comparison · 2026 Data

Brownsville

Texas
83
Very Affordable
$271,000
Median Home
$1,220/mo
Median Rent
$46,400
Median Income

Sacramento

California
128
Expensive
$450,000
Median Home
$1,700/mo
Median Rent
$64,660
Median Income

💡 The Verdict

35% Cheaper

Brownsville is 35% cheaper than Sacramento overall. A $75,000 salary in Brownsville is equivalent to $115,663 in Sacramento.

Category-by-Category Breakdown

Index values for Brownsville (left) vs Sacramento (right). National average = 100.

Housing
95
Housing
163
Groceries
80
Groceries
104
Utilities
79
Utilities
108
Transportation
86
Transportation
111
Healthcare
84
Healthcare
106

Detailed Price Comparison

Estimated item-level prices in Brownsville versus Sacramento. Differences shown from Brownsville perspective.

ItemBrownsvilleSacramentoDifference
1-Bed Rent$910/mo$1,260/mo$-350.00
2-Bed Rent$1,220/mo$1,700/mo$-480.00
3-Bed Rent$1,600/mo$2,230/mo$-630.00
Bread (loaf)$2.20$3.03$-0.83
Milk (gallon)$3.08$3.90$-0.82
Eggs (dozen)$2.84$3.22$-0.38
Coffee (latte)$5.13$5.98$-0.85
Gas (gallon)$3.04$3.55$-0.51
Restaurant Meal$16.46$20.36$-3.90

💰 Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $115,663 in Sacramento.

Conversely, $75,000 in Sacramento equals $48,633 in Brownsville.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$57,638
Brownsville (Texas)
$52,987
Sacramento (California)

The $4651 difference is driven by California having a higher state income tax rate. Texas details → · California details →

⚙️ Customize Your Comparison

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83 vs 128

Reading These Numbers: Brownsville (83) vs Sacramento (128)

Brownsville at 83 is 17% below the US average, while Sacramento at 128 is 28% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Brownsville, the composite index of 83 reflects a weighted calculation where housing carries the most influence at 95, followed by groceries (80), utilities (79), transportation (86), and healthcare (84). Housing is the primary cost driver here.

For renters: With median rents of $1,220/mo in Brownsville and $1,700/mo in Sacramento, the annual rent difference is approximately $5,760.0. Over a 5-year period, that compounds to $28,800.0 in savings by choosing the more affordable city.

For homebuyers: The $179,000.0 difference in median home prices between Brownsville and Sacramento translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Brownsville vs Sacramento

Choosing between Brownsville and Sacramento involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Long-term affordability in Brownsville versus Sacramento depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.