Brownsville vs Plano
Cost of Living Comparison · 2026
Brownsville
Plano
The Verdict
Brownsville is 31.2% less expensive than Plano overall. A household earning $75,000 in Brownsville would need approximately $109,000 in Plano to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Brownsville has the same purchasing power as $109,000 in Plano.
Conversely, $75,000 in Plano equals $51,606 in Brownsville.
Living in Brownsville vs Plano
Housing Costs
Brownsville's housing index of 58 is lower Plano's 123, translating to median home prices of $155,000 vs $400,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,700/mo in Plano, a monthly difference of $825.
Grocery & Food Costs
Grocery expenses index at 87 in Brownsville and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $466/month in Plano. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $636/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 99 in Plano. Monthly utility bills average approximately $316 in Brownsville vs $396 in Plano. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 92 in Brownsville and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $52,100 in Brownsville and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $88,393 respectively. Plano residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $2,248/month in Plano. In Brownsville, median rent of $875/mo fits within this budget. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 65 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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