City Comparison

Brownsville vs Montgomery

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

The Verdict

5.1%

Living in Brownsville costs 5.1% less than Montgomery. To match the purchasing power of a $75,000 salary in Brownsville, you would need $79,000 in Montgomery.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
49
Montgomery
Groceries
87
Brownsville
99
Montgomery
Utilities
79
Brownsville
115
Montgomery
Transportation
84
Brownsville
92
Montgomery
Healthcare
92
Brownsville
78
Montgomery

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $79,000 in Montgomery.

Conversely, $75,000 in Montgomery equals $71,203 in Brownsville.

Living in Brownsville vs Montgomery

Housing Costs

Brownsville's housing index of 58 is higher Montgomery's 49, translating to median home prices of $155,000 vs $162,000. The $7,000 difference in home prices means roughly $456 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,000/mo in Montgomery, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $470/month in Montgomery. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 115 in Montgomery. Monthly utility bills average approximately $316 in Brownsville vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,325/month in Montgomery. In Brownsville, median rent of $875/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 5.1% more affordable overall with an index of 75 vs 79.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $79,000 in Montgomery, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Montgomery's is 49 with median homes at $162,000.

Moving & Relocation Resources

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