City Comparison

Brownsville vs Madison

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Madison

Wisconsin
106
Above Average
$340,000
Median Home
$1,400/mo
Median Rent
$67,565
Median Income

The Verdict

29.2%

The cost gap between these cities is 29.2%, with Brownsville being the more affordable option. A $75,000 income in Brownsville has equivalent purchasing power to $106,000 in Madison.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
115
Madison
Groceries
87
Brownsville
101
Madison
Utilities
79
Brownsville
97
Madison
Transportation
84
Brownsville
103
Madison
Healthcare
92
Brownsville
105
Madison

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $106,000 in Madison.

Conversely, $75,000 in Madison equals $53,066 in Brownsville.

Living in Brownsville vs Madison

Housing Costs

Brownsville's housing index of 58 is lower Madison's 115, translating to median home prices of $155,000 vs $340,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,400/mo in Madison, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 101 in Madison. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $480/month in Madison. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $804/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 97 in Madison. Monthly utility bills average approximately $316 in Brownsville vs $388 in Madison. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 105 in Madison. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $67,565 in Madison. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $63,741 respectively. Brownsville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,577/month in Madison. In Brownsville, median rent of $875/mo fits within this budget. In Madison, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 29.2% more affordable overall with an index of 75 vs 106.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $106,000 in Madison, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Madison's is 115 with median homes at $340,000.

Moving & Relocation Resources

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