City Comparison

Brownsville vs Lowell

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

42.7%

The cost gap between these cities is 42.7%, with Brownsville being the more affordable option. A $75,000 income in Brownsville has equivalent purchasing power to $131,000 in Lowell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
152
Lowell
Groceries
87
Brownsville
104
Lowell
Utilities
79
Brownsville
151
Lowell
Transportation
84
Brownsville
108
Lowell
Healthcare
92
Brownsville
118
Lowell

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $131,000 in Lowell.

Conversely, $75,000 in Lowell equals $42,939 in Brownsville.

Living in Brownsville vs Lowell

Housing Costs

Brownsville's housing index of 58 is lower Lowell's 152, translating to median home prices of $155,000 vs $429,000. The $274,000 difference in home prices means roughly $17,808 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,925/mo in Lowell, a monthly difference of $1,050.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $494/month in Lowell. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $972/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 151 in Lowell. Monthly utility bills average approximately $316 in Brownsville vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $60,840 respectively. Brownsville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,860/month in Lowell. In Brownsville, median rent of $875/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 94 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 42.7% more affordable overall with an index of 75 vs 131.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $131,000 in Lowell, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

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