City Comparison

Brownsville vs Lincoln

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Lincoln

Nebraska
93
Below Average
$264,000
Median Home
$1,075/mo
Median Rent
$71,900
Median Income

The Verdict

19.4%

Brownsville is 19.4% less expensive than Lincoln overall. A household earning $75,000 in Brownsville would need approximately $93,000 in Lincoln to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
77
Lincoln
Groceries
87
Brownsville
98
Lincoln
Utilities
79
Brownsville
93
Lincoln
Transportation
84
Brownsville
97
Lincoln
Healthcare
92
Brownsville
102
Lincoln

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $93,000 in Lincoln.

Conversely, $75,000 in Lincoln equals $60,484 in Brownsville.

Living in Brownsville vs Lincoln

Housing Costs

Brownsville's housing index of 58 is lower Lincoln's 77, translating to median home prices of $155,000 vs $264,000. The $109,000 difference in home prices means roughly $7,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,075/mo in Lincoln, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 98 in Lincoln. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $466/month in Lincoln. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $636/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 93 in Lincoln. Monthly utility bills average approximately $316 in Brownsville vs $372 in Lincoln. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 102 in Lincoln. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $71,900 in Lincoln. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $77,312 respectively. Lincoln residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,678/month in Lincoln. In Brownsville, median rent of $875/mo fits within this budget. In Lincoln, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 19.4% more affordable overall with an index of 75 vs 93.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $93,000 in Lincoln, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Lincoln's is 77 with median homes at $264,000.

Moving & Relocation Resources

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