City Comparison

Brownsville vs Laredo

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

The Verdict

8.5%

Living in Brownsville costs 8.5% less than Laredo. To match the purchasing power of a $75,000 salary in Brownsville, you would need $82,000 in Laredo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
81
Laredo
Groceries
87
Brownsville
91
Laredo
Utilities
79
Brownsville
107
Laredo
Transportation
84
Brownsville
90
Laredo
Healthcare
92
Brownsville
77
Laredo

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $82,000 in Laredo.

Conversely, $75,000 in Laredo equals $68,598 in Brownsville.

Living in Brownsville vs Laredo

Housing Costs

Brownsville's housing index of 58 is lower Laredo's 81, translating to median home prices of $155,000 vs $190,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,075/mo in Laredo, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 91 in Laredo. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $432/month in Laredo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 107 in Laredo. Monthly utility bills average approximately $316 in Brownsville vs $428 in Laredo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 77 in Laredo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $63,900 in Laredo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $77,927 respectively. Laredo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,491/month in Laredo. In Brownsville, median rent of $875/mo fits within this budget. In Laredo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 8.5% more affordable overall with an index of 75 vs 82.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $82,000 in Laredo, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Laredo's is 81 with median homes at $190,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases